The Sahm App enables global retail investors to trade Saudi stocks commission-free, following new CMA regulations, and expands access to Tadawul.
Saudi Arabia’s capital markets are becoming more accessible to global investors, as Sahm App launches a new offering that allows eligible international retail investors to trade Saudi-listed securities directly.
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The move follows regulatory changes introduced by the Capital Market Authority (CMA), which came into effect in early 2026, expanding access to the Kingdom’s stock market beyond institutional investors to a broader global audience.
Through the platform, users can trade securities listed on Tadawul, including equities, exchange-traded funds (ETFs), and real estate investment trusts (REITs), all within a single digital interface.
Sahm App is positioning itself competitively by offering lifetime zero brokerage commissions on Saudi stock trades, a pricing model aimed at attracting cost-conscious retail investors. The company reports more than one million users in Saudi Arabia, providing a strong base as it expands access internationally.
The platform is available across major app stores and provides access to US equities, enabling users to manage both domestic and international investments within a single account. This dual-market access allows local investors to diversify globally, while offering international users a streamlined entry point into the Saudi market.
The development marks a notable shift for Saudi Arabia’s financial ecosystem, which has historically been more accessible to institutional players or investors meeting strict qualification requirements.
Why Sahm App Matters to MENA
The expansion reflects a broader trend of financial market liberalisation across the Gulf, as regulators work to attract global capital and deepen liquidity in local markets.
By opening access to retail investors worldwide, Saudi Arabia is positioning itself as a more inclusive and competitive investment destination, particularly as it continues to diversify its economy beyond oil.
For the region’s fintech ecosystem, platforms like Sahm signal growing momentum toward digital-first investing, lower transaction costs, and cross-border financial access. This could accelerate retail participation, improve market transparency, and strengthen the overall maturity of capital markets across MENA.
