Credit infrastructure startup Orbii has raised USD 3.6 million in seed funding to scale its SME lending platform across the Middle East. The round was led by Prosus Ventures, with participation from VentureSouq, Dash Ventures, Taz Investments, and Sanabil 500.
With the fresh capital, Orbii plans to power USD 1 billion in SME loans by 2026, while expanding its engineering and data science teams.
The startup will also deepen integrations with financial systems across the region and grow its presence in Saudi Arabia and the UAE, two of the largest SME financing markets in MENA.
Orbii: Reinventing SME Credit
Founded in 2024, the startup provides a credit infrastructure platform that enables banks, fintechs, and B2B platforms to embed SME lending directly within their existing workflows.
Its technology includes AI-driven underwriting, real-time disbursement, and embedded credit delivery, helping institutions scale lending efficiently.
“We envision a MENA where every business can access credit instantly, embedded within the systems and workflows they already use. Credit decisioning won’t be a process, it’ll be a reflex,” said Nauman Ali, Co-Founder and CEO.
Orbii integrates with business tools such as POS systems, ERPs, and digital banking channels, enabling lenders to issue loans instantly.
By leveraging machine learning models, the platform reduces defaults while expanding access to underserved SMEs, replacing manual credit assessments with automated, data-driven decision-making.
Orbii: Unlocking SME Growth in MENA
SMEs account for the majority of businesses in the region but face chronic funding gaps due to slow, paper-heavy lending processes. By embedding credit into everyday workflows, Orbii positions itself as a catalyst for MENA’s SME sector, seen as a cornerstone of national visions like Saudi Arabia’s Vision 2030 and the UAE’s economic diversification agenda.
With its latest raise, the startup is setting out to become the backbone of SME lending in MENA, offering financial institutions the tools to approve loans faster, expand access, and drive economic growth.
