Saudi fintech firm PayTabs has officially launched its new AI-first payment orchestration platform, developed entirely in the Kingdom. The move aligns with Saudi Arabia’s broader ambitions to become a regional leader in artificial intelligence, amid a wave of government-backed AI investments.
The platform is set to process over SAR 325 billion in transactions, with a focus on serving banks, financial institutions, and large corporates across the region.
According to PayTabs, the new infrastructure is designed to improve operational efficiency, minimize failed transactions, and enhance compliance.
Built in just four months, the platform is hosted locally and features plug-and-play APIs. At the heart of the system is PayTabs Moderator, a tool designed to give enterprise clients more control over their payment processes.
AI at the Core of PayTabs’ Regional Expansion
Alongside the platform launch, several AI-driven enhancements were unveiled:
- AI Payment Acceptance Booster to reduce transaction decline rates
- A Data Warehouse project to offer real-time data insights
- AI-powered automation across KYC/KYB processes, fraud detection, and customer support
By mid-2024, the company had already begun embedding AI across departments, signaling a broader shift to AI-native operations.
The platform is already operational in the UAE, Morocco, and Azerbaijan, and plans to serve over 1 million clients by July 2025. IPO readiness and further international expansion are also on the table.
PayTabs is proving that homegrown Saudi fintech can drive not just optimization but scalable, AI-led innovation across MENA and beyond.
